South Carolina Fire Fighters Association

Member Insurance Benefits
South Carolina State Firefighters' Association
Updated December 10, 2007

The Association Membership includes a Death Benefit covering both natural and accidental deaths. The benefits are underwritten by an insurance company selected annually by the Executive Committee. The death benefit is provided to all individual active and individual inactive members in good standing. The premium is paid by the individual member from his dues and collected annually.

The basic Death Benefit for any death is One Thousand Six Hundred ($1600) Dollars. In the event the aforementioned death is caused accidentally the sum of the claim is Three Thousand Two Hundred ($3,200) Dollars. The Three Thousand Two Hundred ($3200) Dollars benefit is paid when death occurs within thirty (30) days of the date of the injury unless the individual has been continuously confined to the hospital or bed from the date of the injury.

In addition, the Association provides a Prescription Drug Card providing up-to 35% off prescription drugs based on the particular drug.

LODD and Disability Benefits
(Effective December 10, 2007)
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$25,000	Line Of Duty Death Benefit
$5,000	Seat Belt Benefit
$10,000	Dependant Child Benefit
$2,500	Bereavement Benefit to the Department
$25,000	Cosmetic Disfigurement from Burns Benefit
$25,000	Covered Illness Death Benefit
$50	Total Weekly Disability Benefit
$50	Partial Disability Weekly Benefit
$50	Transition Benefit
$7,500	Medical Expense Benefit-Injury
$7,500	Medical Expense Benefit-Illness
$1,875	Plastic Surgery Benefit
$20,000	Retraining Benefit
$1,000	Rehabilitation Benefit
$1,000	Family Expense Benefit
$1,000	Mental Stress Management Benefit (Per Person, Per Incident)
$1,000	Traumatic Incident Benefit (Per Covered Activity)